Dwelling Fire - Owner

Request

<ACORD xmlns="http://www.ACORD.org/standards/PC_Surety/ACORD1/xml/Stillwater">
   ...
   <InsuranceSvcRq>
      ...
      <HomePolicyQuoteInqRq>
         ...
         <InsuredOrPrincipal>
            <GeneralPartyInfo>
               <NameInfo>
                  <PersonName>
                     ... Surname, GivenName, OtherGivenName
                  </PersonName>
                  <TaxIdentity>
                     <TaxIdTypeCd>SSN</TaxIdTypeCd>
                     <TaxId>505555555</TaxId>
                  </TaxIdentity>
               </NameInfo>
               <Addr>
                  <AddrTypeCd>MailingAddress</AddrTypeCd>
                  ... Addr1, City, StateProvCd, PostalCode
               </Addr>
               <Addr>
                  <AddrTypeCd>PreviousAddress</AddrTypeCd>
                  ... Addr1, City, StateProvCd, PostalCode
               </Addr>
               <Communications>
                  <PhoneInfo>
                     <CommunicationUseCd>Home</CommunicationUseCd>
                     <PhoneNumber>+1-540-555-1212</PhoneNumber>
                  </PhoneInfo>
                  <EmailInfo>
                     <EmailAddr>test@test.com</EmailAddr>
                  </EmailInfo>
               </Communications>
            </GeneralPartyInfo>
            <InsuredOrPrincipalInfo>
               <InsuredOrPrincipalRoleCd>FNI</InsuredOrPrincipalRoleCd>
               <PersonInfo>
                  <BirthDt>1971-11-25</BirthDt>
                  <MaritalStatusCd>M</MaritalStatusCd>
               </PersonInfo>
            </InsuredOrPrincipalInfo>
         </InsuredOrPrincipal>
         <PersPolicy>
            <LOBCd>HOME</LOBCd>
            <ContractTerm>
               <EffectiveDt>2018-01-23</EffectiveDt>
               <ExpirationDt>2019-01-23</ExpirationDt>
               <DurationPeriod>
                  <NumUnits>12</NumUnits>
                  <UnitMeasurementCd>MO</UnitMeasurementCd>
               </DurationPeriod>
            </ContractTerm>
            <Loss id="LOSS1" LocationRef="LOC1">
               <LossDt>2011-08-11</LossDt>
               <TotalPaidAmt>
                  <Amt>2500.00</Amt>
               </TotalPaidAmt>
               <LossCauseCd>Weather</LossCauseCd>
               <ClaimStatusCd>C</ClaimStatusCd>
            </Loss>
            <OtherOrPriorPolicy>
               <PolicyCd>Other</PolicyCd>
               <PolicyNumber>NV0123456</PolicyNumber>
               <LOBCd>AUTOP</LOBCd>
               <InsurerName>Stillwater</InsurerName>
            </OtherOrPriorPolicy>
            <PersApplicationInfo>
               <InsuredOrPrincipal />
               <ResidenceOwnedRentedCd>OWNED</ResidenceOwnedRentedCd>
            </PersApplicationInfo>
         </PersPolicy>
         <Location id="LOC1">
            <ItemIdInfo />
            <Addr>
               Physical risk address is required
               <AddrTypeCd>PhysicalRisk</AddrTypeCd>
               ... Addr1, City, StateProvCd, PostalCode
            </Addr>
         </Location>
         <HomeLineBusiness>
            <LOBCd>HOME</LOBCd>
            <Dwell id="DWE1" LocationRef="LOC1">
               <PolicyTypeCd>F3</PolicyTypeCd>
               <PurchaseDt>2013</PurchaseDt>
               <Construction>
                  <ConstructionCd>F</ConstructionCd>
                  <YearBuilt>1972</YearBuilt>
                  <FoundationCd>BS</FoundationCd>
                  <RoofingMaterial>
                     <RoofMaterialCd>ASPHS</RoofMaterialCd>
                  </RoofingMaterial>
                  <ElectricalPanelCd>CIRC</ElectricalPanelCd>
               </Construction>
               <DwellOccupancy>
                  <YearOccupancy>2005</YearOccupancy>
                  <ResidenceTypeCd>DW</ResidenceTypeCd>
                  <DwellUseCd>1</DwellUseCd>
                  <OccupancyTypeCd>OWNER</OccupancyTypeCd>
                  <com.stillwater_IsCorporationOwned>YES</com.stillwater_IsCorporationOwned>
                  <com.stillwater_CorporationOwnerName>XYZ Inc.</com.stillwater_CorporationOwnerName>
                  <com.stillwater_CorporationOwnerPhone>+1-540-555-1234</com.stillwater_CorporationOwnerPhone>
               </DwellOccupancy>
               <BldgProtection>
                  <NumUnitsInFireDivisions>3</NumUnitsInFireDivisions>
                  <DistanceToFireStation>
                     <NumUnits>3</NumUnits>
                     <UnitMeasurementCd>MI</UnitMeasurementCd>
                  </DistanceToFireStation>
                  <DistanceToHydrant>
                     <NumUnits>200</NumUnits>
                     <UnitMeasurementCd>FT</UnitMeasurementCd>
                  </DistanceToHydrant>
                  <FireExtinguisherInd>1</FireExtinguisherInd>
                  <ProtectionDeviceBurglarCd>CN</ProtectionDeviceBurglarCd>
                  <ProtectionDeviceFireCd>CN</ProtectionDeviceFireCd>
                  <ProtectionDeviceSmokeCd>DE</ProtectionDeviceSmokeCd>
                  <ProtectionDeviceSprinklerCd>NO</ProtectionDeviceSprinklerCd>
                  <DoorLockCd>DEADB</DoorLockCd>
               </BldgProtection>
               <BldgImprovements>
                  <HeatingImprovementYear>2008</HeatingImprovementYear>
                  <PlumbingImprovementYear>2008</PlumbingImprovementYear>
                  <RoofingImprovementYear>2008</RoofingImprovementYear>
                  <WiringImprovementYear>2008</WiringImprovementYear>
               </BldgImprovements>
               <DwellInspectionValuation>
                  <NumFamilies>1</NumFamilies>
                  <NumStoriesInDwellingCd>1</NumStoriesInDwellingCd>
                  <BathroomInfo>
                     <NumBathrooms>1</NumBathrooms>
                     <ConstructionQualityCd>Basic</ConstructionQualityCd>
                  </BathroomInfo>
                  <FireplaceInfo>
                     <NumFireplaces>1</NumFireplaces>
                  </FireplaceInfo>
                  <GarageInfo>
                     <GarageTypeCd>Frame</GarageTypeCd>
                     <AttachedInd>1</AttachedInd>
                     <NumGarages>1</NumGarages>
                  </GarageInfo>
                  <KitchenInfo>
                     <ConstructionQualityCd>Basic</ConstructionQualityCd>
                  </KitchenInfo>
                  <SubstructureInfo>
                     <GroundFloorPct>1</GroundFloorPct>
                     <FinishedBasementInfo>
                        <FinishedBasementPct>0.5</FinishedBasementPct>
                     </FinishedBasementInfo>
                  </SubstructureInfo>
                  <TotalLivingArea>
                     <NumUnits>2600</NumUnits>
                  </TotalLivingArea>
               </DwellInspectionValuation>
               Some coverages are required
               <Coverage>
                  <CoverageCd>DWELL</CoverageCd>
                  <Limit>
                     <FormatInteger>671000</FormatInteger>
                  </Limit>
                  <Deductible>
                     <FormatInteger>1000</FormatInteger>
                     <DeductibleAppliesToCd>AllPeril</DeductibleAppliesToCd>
                  </Deductible>
               </Coverage>
               <Coverage>
                  <CoverageCd>OS</CoverageCd>
                  <Limit>
                     <FormatInteger>67100</FormatInteger>
                  </Limit>
               </Coverage>
               <Coverage>
                  <CoverageCd>INFGD</CoverageCd>
                  <Limit>
                     <FormatPct>4</FormatPct>
                  </Limit>
               </Coverage>
               <Coverage>
                  <CoverageCd>BOLAW</CoverageCd>
                  <Limit>
                     <FormatPct>25</FormatPct>
                  </Limit>
               </Coverage>
               ... Coverage
               <QuestionAnswer>
                  <QuestionCd>GENRL24</QuestionCd>
                  <YesNoCd>NO</YesNoCd>
               </QuestionAnswer>
               ... QuestionAnswer
            </Dwell>
         </HomeLineBusiness>
      </HomePolicyQuoteInqRq>
   </InsuranceSvcRq>
</ACORD>
						

Response

<ACORD xmlns="http://www.ACORD.org/standards/PC_Surety/ACORD1/xml/Stillwater">
   <InsuranceSvcRs>
      <HomePolicyQuoteInqRs>
         <MsgStatus> Response status code/message
            <MsgStatusCd>Success</MsgStatusCd>
            <MsgStatusDesc>Coverage Value Invalid - changed INFGD to $2,000.00, Public records updated year built to 1975</MsgStatusDesc>
         </MsgStatus>
         <PersPolicy>
            <PaymentOption> Payment options
               <PaymentPlanCd>com.stillwater_DB16</PaymentPlanCd>
               <PaymentPlanDesc>Issue policy with no money down - payment to follow</PaymentPlanDesc>
               <DepositAmt>
                  <Amt>0.00</Amt>
               </DepositAmt>
               <InstallmentFeeAmt>
                  <Amt>0.00</Amt>
               </InstallmentFeeAmt>
               <NumPayments>1</NumPayments>
               <NumInstallments>0</NumInstallments>
               <TotalPremium>784.00</TotalPremium>
            </PaymentOption>
            <PaymentOption>
               <PaymentPlanCd>com.stillwater_DB31</PaymentPlanCd>
               <PaymentPlanDesc>Minimum 10% down. Balance billed to lender, to be paid from Impound/Escrow account</PaymentPlanDesc>
               <SelectedInd>N</SelectedInd>
               <DepositAmt>
                  <Amt>105.40</Amt>
               </DepositAmt>
               <InstallmentFeeAmt>
                  <Amt>6.00</Amt>
               </InstallmentFeeAmt>
               <InstallmentInfo>
                  <InstallmentAmt>
                     <Amt>684.60</Amt>
                     <CurCd>USD</CurCd>
                  </InstallmentAmt>
                  <InstallmentDueDt>2018-02-14</InstallmentDueDt>
                  <InstallmentNumber>1</InstallmentNumber>
                  <InstallmentAmount>684.60</InstallmentAmount>
               </InstallmentInfo>
               <NumPayments>2</NumPayments>
               <NumInstallments>1</NumInstallments>
               <TotalPremium>784.00</TotalPremium>
            </PaymentOption>
            ... PaymentOption
            <QuoteInfo>
               <CompanysQuoteNumber>AD0000061</CompanysQuoteNumber> Quote number/identifier
            </QuoteInfo>
            <com.stillwater_QuoteProposalDiscount>Multiple Policy</com.stillwater_QuoteProposalDiscount>
         </PersPolicy>
         <HomeLineBusiness>
            <Dwell>
               <Coverage> Coverages and costs
                  <CoverageCd>DWELL</CoverageCd>
                  <Deductible>
                     <FormatInteger>1000</FormatInteger>
                     <DeductibleAppliesToCd>AllPeril</DeductibleAppliesToCd>
                  </Deductible>
                  <CurrentTermAmt>
                     <Amt>374.00</Amt>
                     <CurCd>USD</CurCd>
                  </CurrentTermAmt>
               </Coverage>
               <Coverage>
                  <CoverageCd>OS</CoverageCd>
                  <Limit>
                     <FormatInteger>67100</FormatInteger>
                  </Limit>
               </Coverage>
               <Coverage>
                  <CoverageCd>PP</CoverageCd>
                  <Limit>
                     <FormatInteger>25000</FormatInteger>
                  </Limit>
                  <CurrentTermAmt>
                     <Amt>13.00</Amt>
                     <CurCd>USD</CurCd>
                  </CurrentTermAmt>
               </Coverage>
               ... Coverage
               <TotalInsurableReplCostAmt>
                  <Amt>0</Amt>
                  <CurCd>USD</CurCd>
               </TotalInsurableReplCostAmt>
            </Dwell>
         </HomeLineBusiness>
         <PolicySummaryInfo>
            <ItemIdInfo>
               <SystemId>BUQG2JYW</SystemId> Quote reference id
            </ItemIdInfo>
            <PolicyNumber>AD0000061</PolicyNumber>
            <FullTermAmt>
               <Amt>784</Amt> Quoted premium
            </FullTermAmt>
            <PolicyStatusCd>QuotedNotBound</PolicyStatusCd>
            <com.stillwater_PackagePremium>
               <Amt>784</Amt>
               <CurCd>USD</CurCd>
            </com.stillwater_PackagePremium>
         </PolicySummaryInfo>
      </HomePolicyQuoteInqRs>
   </InsuranceSvcRs>
</ACORD>
						

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