H3 or H5 - Home

Request
Response

Request

H3 quote request
H3 quote request (minimal)
H5 request is very similar to H3. Make sure to change the PolicyTypeCd (as noted below)
Note: Minimal items required to quote are in bold below. Additional (non-bold) items might be required if the intent is to bind after quoting

/ACORD/SignonRq/SignonTransport/SignonRoleCd optional
/ACORD/SignonRq/SignonTransport/CustId/SPName
/ACORD/SignonRq/SignonTransport/CustId/CustPermId
/ACORD/SignonRq/SignonTransport/CustId/CustLoginId
/ACORD/SignonRq/ClientDt
/ACORD/SignonRq/CustLangPref
/ACORD/SignonRq/ClientApp/Org
/ACORD/SignonRq/ClientApp/Name
/ACORD/SignonRq/ClientApp/Version

/ACORD/InsuranceSvcRq/RqUID
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/RqUID
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/TransactionRequestDt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/CurCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal can be empty

Name:
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/Surname
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/GivenName
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/OtherGivenName optional
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/NameSuffix optional

SSN:
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/TaxIdentity/TaxIdTypeCd optional
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/TaxIdentity/TaxId optional

Mailing Address and/or Previous Address (if applicable):
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Addr/AddrTypeCd "MailingAddress" or "PreviousAddress"
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Addr/Addr1
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Addr/Addr2 optional
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Addr/City
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Addr/StateProvCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Addr/PostalCode

Contact Info (Phone/Email):
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Communications/PhoneInfo/CommunicationUseCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Communications/PhoneInfo/PhoneNumber
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Communications/EmailInfo/EmailAddr
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/Communications/com.stillwater_Paperless

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/InsuredOrPrincipalInfo/InsuredOrPrincipalRoleCd "FNI"
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/InsuredOrPrincipalInfo/PersonInfo/BirthDt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/InsuredOrPrincipalInfo/PersonInfo/MaritalStatusCd

Spouse/Additional Named Insured (if applicable):
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/Surname
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/GivenName
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/OtherGivenName optional
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/GeneralPartyInfo/NameInfo/PersonName/NameSuffix optionaloptional
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/InsuredOrPrincipalInfo/InsuredOrPrincipalRoleCd "AI"
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/InsuredOrPrincipal/InsuredOrPrincipalInfo/PersonInfo/BirthDt

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/LOBCd "Home"

Term:
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/ContractTerm/EffectiveDt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/ContractTerm/ExpirationDt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/ContractTerm/DurationPeriod/NumUnits
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/ContractTerm/DurationPeriod/UnitMeasurementCd

Losses (if applicable):
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/Loss@id
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/Loss@LocationRef
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/Loss/LossDt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/Loss/TotalPaidAmt/Amt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/Loss/LossCauseCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/Loss/ClaimStatusCd

Other/Prior Policy (if applicable):
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/OtherOrPriorPolicy/PolicyCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/OtherOrPriorPolicy/PolicyNumber
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/OtherOrPriorPolicy/LOBCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/OtherOrPriorPolicy/NAICCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/OtherOrPriorPolicy/InsurerName
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/OtherOrPriorPolicy/com.stillwater_CompanionPolicyInd

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/QuoteInfo/CompanysQuoteNumber (will update previously existing Stillwater quote)

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/PersApplicationInfo/InsuredOrPrincipal can be empty
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/PersApplicationInfo/ResidenceOwnedRentedCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/PersPolicy/com.stillwater_SpecialRequest

Physical Address:
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location@id
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/ItemIdInfo can be empty
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/Addr/AddrTypeCd "PhysicalRisk"
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/Addr/Addr1
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/Addr/Addr2 optional
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/Addr/City
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/Addr/StateProvCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/Addr/PostalCode

Additional Interest:
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest/GeneralPartyInfo/NameInfo/CommlName/CommercialName
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest /Addr/Addr1 ISAOA and/or ATIMA if applicable, otherwise the street address
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest /Addr/Addr2 street address if ISAOA and/or ATIMA are used, otherwise this is not required
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest /Addr/City
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest /Addr/StateProvCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest /Addr/PostalCode
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest/GeneralPartyInfo/AdditionalInterestInfo/NatureInterestCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest/GeneralPartyInfo/AdditionalInterestInfo/InterestRank
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest/GeneralPartyInfo/AdditionalInterestInfo/AccountNumberId
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/Location/AdditionalInterest/GeneralPartyInfo/AdditionalInterestInfo/com.stillwater_BillMortgagee YES or NO

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/LOBCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell@LocationRef
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell@id
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/PolicyTypeCd "03" for H3. "05" for H5
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/PurchaseDt YYYY or YYYY-MM (month is typically not required)

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/ConstructionCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/SidingCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/YearBuilt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/FoundationCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/NumStories Deprecated. see NumStoriesInDwellingCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/RoofingMaterial/RoofMaterialCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/ElectricalPanelCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Construction/RoofGeometryTypeCd

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellOccupancy/YearOccupancy
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellOccupancy/NumApartments
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellOccupancy/ResidenceTypeCd typically "DW"
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellOccupancy/OccupancyTypeCd typically "OWNER"
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellOccupancy/com.stillwater_IsCorporationOwned
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellOccupancy/com.stillwater_CorporationOwnerName
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellOccupancy/com.stillwater_CorporationOwnerPhone

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/DistanceToFireStation/NumUnits
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/DistanceToFireStation/UnitMeasurementCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/DistanceToHydrant/NumUnits
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/DistanceToHydrant/UnitMeasurementCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/FireExtinguisherInd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/ProtectionDeviceBurglarCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/ProtectionDeviceFireCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/ProtectionDeviceSmokeCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/ProtectionDeviceSprinklerCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgProtection/DoorLockCd

/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgImprovements/HeatingImprovementYear
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgImprovements/PlumbingImprovementYear
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgImprovements/RoofingImprovementYear
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/BldgImprovements/WiringImprovementYear


/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/NumFamilies
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/NumStoriesInDwellingCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/BathroomInfo/NumBathrooms
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/BathroomInfo/ConstructionQualityCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/FireplaceInfo/NumFireplaces
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/GarageInfo/GarageTypeCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/GarageInfo/AttachedInd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/GarageInfo/NumGarages
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/KitchenInfo/ConstructionQualityCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/SubstructureInfo/GroundFloorPct
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/SubstructureInfo/FinishedBasementInfo/FinishedBasementPct
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/com.stillwater_SharedWallsYN
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/DwellInspectionValuation/TotalLivingArea/NumUnits

Coverages:
NOTE: One or more coverage codes can be sent. "DWELL" is required
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Coverage/CoverageCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Coverage/Limit/FormatCurrencyAmt/Amt optional for some coverage types
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Coverage/Deductible/FormatInteger (or FormatPct, FormatText) optional for some coverage types
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/Coverage/Deductible/DeductibleAppliesToCd optional for some coverage types

Underwriting Questions:
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/QuestionAnswer/QuestionCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/Dwell/QuestionAnswer/YesNoCd

Scheduled Personal Property (if applicable):
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/PropertySchedule/IsSummaryInd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/PropertySchedule/ItemValueAmt/Amt
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/PropertySchedule/PropertyClassCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/PropertySchedule/ItemDefinition/ItemTypeCd
/ACORD/InsuranceSvcRq/HomePolicyQuoteInqRq/HomeLineBusiness/PropertySchedule/ItemDefinition/ItemDesc

Sample requests are provided as a guide only. Many of them will not work as is, because they contain placeholder elements such as credentials.

Response

H3 quote response

Status (Success/Error message and details):
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/MsgStatus/MsgStatusCd
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/MsgStatus/MsgStatusDesc

Payment Options:
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/PaymentPlanCd
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/PaymentPlanDesc
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/DepositAmt/Amt
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/InstallmentFeeAmt/Amt
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/InstallmentInfo/InstallmentAmt/Amt
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/InstallmentInfo/InstallmentDueDt
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/InstallmentInfo/InstallmentNumber
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/InstallmentInfo/InstallmentAmount
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/NumPayments
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/PaymentOption/TotalPremium

/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/QuoteInfo/CompanysQuoteNumber
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PersPolicy/com.stillwater_QuoteProposalDiscount rated discounts (list)

Coverage Limits/Premiums:
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/HomeLineBusiness/Dwell/Coverage/CoverageCd
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/HomeLineBusiness/Dwell/Coverage/CoverageDesc
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/HomeLineBusiness/Dwell/Coverage/Limit/FormatInteger
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/HomeLineBusiness/Dwell/Coverage/CurrentTermAmt/Amt

/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/HomeLineBusiness/Dwell/TotalInsurableReplCostAmt/Amt

Quote URL/reference number:
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PolicySummaryInfo/ItemIdInfo/InsurerId
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PolicySummaryInfo/ItemIdInfo/SystemId

/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PolicySummaryInfo/PolicyNumber
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PolicySummaryInfo/com.stillwater_AerialImagery
/ACORD/InsuranceSvcRs/HomePolicyQuoteInqRs/PolicySummaryInfo/FullTermAmt/Amt